Enrollment in the Iowa Retirement Investors’ Club (RIC) Programs is open all year, subject to your employer’s restrictions.
There are two ways to enroll in the programs:
1. Meet with your Voya local representative.
Contact Voya’s Iowa office at 800-555-1970 or 515-698-7973 to schedule an appointment with a Voya Financial® representative.*
When you meet with your representative, you can:
- Develop an asset allocation model to illustrate your investment and retirement objectives
- Select the investment options that will help you pursue your objectives
- Designate a beneficiary for your plan benefits
2. Complete the Online Enrollment process.
Online enrollment is quick and easy. Enroll now!
Before enrolling online, be prepared to provide the name of each person you wish to designate as your beneficiary. You may submit up to 10 beneficiaries online.
An enrollment confirmation will be sent to you once you are successfully enrolled in the Plan.
Investment adviser representative and/or registered representatives of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC). Investment advisory services are only offered through Investment adviser representatives of Voya Financial Advisors.
You should consider the investment objectives, risks, and charges and expenses of the mutual funds offered through a retirement plan, carefully before investing. The fund prospectuses and information booklet containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.
Mutual funds under a custodial or trust account agreement are intended as long-term investments designed for retirement purposes. Money distributed from a 403(b) plan, 401(a) plan, or a 457 plan will be taxed as ordinary income in the year the money is distributed. Early withdrawals from a 403(b) plan and a 401(a) plan, if taken prior to age 59½, will be subject to the IRS 10% premature distribution penalty tax. This IRS premature distribution penalty tax does not apply to 457 plans. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than the original amount invested.